Cash Rewards Credit Cards

The table below shows all cash rewards credit cards. Please note that the only cards listed here are ones that offer a reward rate of greater than 1%, or those with additional incentives on top of the 1%.

A key feature of this site is the last two columns, where we show approximately how much spending is required to get the first $100 cash back and the second $100 cash back, respectively. These two columns should give you an object view on how the cash back credit cards stack up to one another. Two columns are listed because often credit cards offer incentives during the beginning of the membership (typically 2 to 3 months), when rebate rates are higher than usual, hence it will be easier to earn the first $100 in cash back.

You can click on the column header to sort by that column.

The methodology for calculating the amount of spending required is shown here.

Name Bonus Reward Rate Base Reward Rate Annual Fee $ Needed for 1st $100 Back $ Needed for 2nd $100 Back

Blue Cash from American Express 5% 0.5% $0 $8,765 $3,292
BucksBack Platinum Edition Card 1% 1% $0 $8,000 $10,000
Capital One No Hassle Cash Rewards Card 1% 1% $0 $10,000 $10,000
CashBuilder Elite Visa 2% 0.5% $0 $11,000 $10,000
Citi Dividend Platinum Select MasterCard 2% 1% $0 $7,693 $7,693
Citi Driver's Edge Platinum Select Card 6% 1% $0 $4,000 $6,250
The Chase PerfectCard 6% 1% $0 $7,743 $6,897
TrueEarnings Card from Costco and American Express 3% 1% $0 $6,667 $6,667

Note: For Citi Driver's Edge Platinum Select Card, you'll need to spend $4,000 to receive $100 in rebate during the first year, and $6,250 to recieve $100 in rebate after that.

Disclaimer: Even though benefits for each credit card are checked on a regular basis, credit card issuers often changes the terms of the program without our knowlege. Please check with the official site for benefits details before applying.